PAY LATER, ON YOUR TERMS

Scheduled payments

Send SOL, USDC or USDT on a date you choose. The funds are held on Solana and go out automatically at the send time.

How it works

Open your SOLKEEP wallet and choose Scheduled payments. Pick SOL, USDC or USDT, enter the recipient’s wallet address, the amount and a send time up to 30 days ahead, then review and approve. When the send time arrives, the payment is sent to the recipient automatically. The recipient doesn’t need to do anything or have a SOLKEEP wallet.

Cancellable or not, your choice

When you schedule a payment, you decide whether you can cancel it. Cancellable payments can be cancelled by you until the send time, and the full amount comes back to your wallet. Non-cancellable payments can’t be stopped by you: the funds can only go to the recipient. This choice is fixed when the payment is created and is visible to the recipient, so they know whether the payment is certain.

Fees

Scheduling costs 1% of the amount plus a tiny fixed amount, paid in the same token you send. For example, 100 USDT costs 1.003 USDT in fees. The fee is shown before you approve and isn’t refunded if you cancel. Solana also holds a small SOL storage deposit while the payment is pending; it returns to you automatically when the payment is sent or cancelled. The minimum payment is $50.

For recipients: verify a payment

Ask the sender for the payment ID or the transaction link, then open Verify a payment. You’ll see the amount, the recipient address, the send time, whether the sender can still cancel, and whether the payment has been sent. The details are read directly from Solana, so you don’t need to trust a screenshot.

Good to know

Payments are sent within a few minutes of the send time. Scheduled payments are recorded on Solana, so the amount, wallet addresses and send time are public, like any other Solana transaction. Always check the recipient address before approving: Solana payments can’t be reversed once sent. See the FAQ for more.